What is the maximum total benefits under Personal Injury Protection (PIP)?

What is the maximum total benefits under Personal Injury Protection (PIP)?

• A. $2,000
• B. $2,500
• C. $3,000
• D. $5,000

Answer: (B)

Personal Injury Protection is a no-fault benefit that pays certain allowable expenses for an injured person up to a fixed dollar limit per accident. In Texas, the standard PIP limit for a single person per accident is $2,500, which applies to all PIP benefits combined (medical expenses, wage loss, and essential services). This means the total PIP benefits available to an individual in one accident cannot exceed $2,500 unless a policy has higher PIP limits elected. So the maximum total benefits under PIP is $2,500. If a policy has a higher elected limit, that higher amount would apply instead.

Personal Injury Protection is a no-fault benefit that pays certain allowable expenses for an injured person up to a fixed dollar limit per accident. In Texas, the standard PIP limit for a single person per accident is $2,500, which applies to all PIP benefits combined (medical expenses, wage loss, and essential services). This means the total PIP benefits available to an individual in one accident cannot exceed $2,500 unless a policy has higher PIP limits elected. So the maximum total benefits under PIP is $2,500. If a policy has a higher elected limit, that higher amount would apply instead.